Muskogee: 800.259.4677 | OKC: 800.699.5905 | After HRS: 866-292-0953

 

Business Insurance BUSINESS

Discover the perfect insurance options to meet your unique needs.

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Workers Compensation Insurance WORKERS COMP

Finding insurance doesn't have to be difficult. We do the work for you.

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Auto Insurance AUTO

Insurance that protects you against financial loss with accidents.

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Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

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Life Insurance LIFE

Browse a variety of insurance options in order to find the right one for you.

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Health Insurance HEALTH

Learn about different health coverage options that fit your needs.

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About The Beckman Company

Bill Beckman started in the insurance industry in 1960 in Muskogee, Oklahoma. The Beckman Company has since expanded it’s operations statewide with offices in Muskogee and Oklahoma City. The Beckman Company is one of the largest family-owned insurance agencies in the State of Oklahoma. The Beckman Company represents many property and casualty insurance companies, each having their own product expertise or services to fill almost any insurance related need.
Among the types of accounts written by The Beckman Company are some 500+ public entities such as municipalities, schools, counties, as well as manufacturers, construction contractors, farms, wholesale distributors, small business operations, offices, shopping centers, and many more. Billions of dollars in property values are insured through this agency. Having such a wide arrange of clients, The Beckman Company has developed expertise in a great variety of the insurance needs of many industries and operations.

The Beckman Company takes great pride in the education of our employees. Each employee is encouraged and rewarded for taking continuing education courses, and as a result, over half of our employees have obtained their Certified Insurance Counselor designation as sponsored by the Professional Insurance Agents Association, a national insurance agents association. According to the Professional Insurance Agents Association's statistics, less than one percent of insurance agents have obtained such a designation or its equivalent.

Bill Beckman, now retired, is the past Chairman of the Oklahoma Department of Corrections. His sons, Martin Beckman and Tom Beckman were both past chief underwriters for a national insurance carrier, and Will Beckman is past District Governor of Rotary International and past chairman of the Oklahoma Development Finance Authority. 

Workers Compensation Insurance

Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer.

Workers Compensation Insurance is designed to help companies pay these benefits. As a protection for employees, most states require that employers carry some form of Workers Compensation Insurance. Workers Compensation Insurance is not health insurance. Workers Compensation is designed specifically for injuries sustained on the job. 

In most states, if you have employees, you are required to carry Workers Compensation coverage. Even in non-mandatory states, it can be a very good idea, particularly if you have many employees, or if they are engaged in hazardous activities.

Do I need workers compensation insurance?

Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken. 

To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance. Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses.

Workers compensation provides payments to injured workers, without regard to who was at fault in the accident, for time lost from work and for medical and rehabilitation services. It also provides death benefits to surviving spouses and dependents. 

Each state has different laws governing the amount and duration of lost income benefits, the provision of medical and rehabilitation services and how the system is administered. For example, in most states there are regulations that cover whether the worker or employer can choose the doctor who treats the injuries and how disputes about benefits are resolved. 

Workers compensation insurance must be bought as a separate policy. Although in-home business and business owners policies (BOPs) are sold as package policies, they don't include coverage for workers' injuries.

For more information about Oklahoma City workers compensation insurance, give The Beckman Company a call at 405-842-2337 today!
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